Investment lending plays by different rules — different down payments, rate adjustments, and how rental income counts toward qualifying. I help OC investors finance single-family rentals, condos, duplexes, and multi-unit properties with a structure that protects your cash flow and your long-term strategy. Whether it’s your first door or your tenth, we’ll make sure the numbers actually work.
High-balance conforming loans up to $1,249,125 (lower-cost path before jumbo)
True jumbo financing above $1,249,125
Strategy to optimize down payment, rate, and loan structure
Specialized jumbo underwriting and appraisal management
Who it’s for: New and experienced investors building rental income in Southern California.
Through a refinance you can typically access up to 80% of your home’s appraised value, less your current mortgage balance.
